Attention homeowners in Weeki Wachee and Hernando County: Need an appraisal?

Here are the top reasons FL homeowners hire Real Estate & Appraisal Services:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to cut a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a FL divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate

Own a house in or near Weeki Wachee, FL and need help deciding the price of it?
Contact Real Estate & Appraisal Services.

We at Real Estate & Appraisal Services understand the individual needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Real Estate & Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

PMI Removal Appraisals

A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Real Estate & Appraisal Services, we're seasoned in helping people just like you get rid of unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses close by. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Real Estate & Appraisal Services is your strongest weapon.

HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Real Estate & Appraisal Services can provide you with efficient appraisal that will help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for verity, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Real Estate & Appraisal Services offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.